Buy-To-Let Home Insurance

Let Property Insurance

Landlords insurance requirements are very specialised and whether you have invested in a single buy-to-let property or you have an extensive portfolio of rental properties, as a landlord you need to know that your buy to let insurance needs are being handled by a broker who specialises in property landlords insurance.

"I have a small portfolio of let properties and need an insurance specialist who knows the buy to let market."

Insuring buy-to-let property has become easier as more insurance companies have picked up on the boom in this type of property investment and the willingness by many banks and building societies to lend money to aspiring landlords has fuelled the trend. If you are a first-time landlord, you might assume that you only need the standard buildings and contents insurance cover provided by many High Street and Internet insurance companies. This is not the case – the buy-to-let property you have bought represents a business as well as an investment and needs to be insured accordingly.

Apart from insuring your buy-to-let property’s buildings and contents against the normal insurance risks, property landlords insurance should also cover other possible types of claim, such as public liability and even employer’s liability if you employ staff to look after your property in your absence. You can also insure against your tenant defaulting on their rent and the potential costs of litigation if they refuse to leave your buy-to-let property.

So you need an insurance expert, someone who can give you advice about what is right for your circumstances and knows where to find the right insurance quote for you. QuoteRack will put you in touch with expert insurance brokers who specialise in let property insurance.

You may also be interested to see other QuoteRack categories such as insurance for converted properties and insurance for property of non-standard construction.

Links related to property landlords' insurance

Residential Landlords Association

One for novice or experienced landlords, our friends at the Residential Landlords Association is a great place to find all the information you need.