Buy To Let Mortgages

Mortgages for buy-to-let property.

Landlord mortgages or buy to let mortgages, whether for a single property or for landlords with a portfolio of properties, require the specialist attention of mortgage advisers who understand the requirements of buy to let landlords. Buy to let mortgages are often calculated on a different basis from conventional mortgages. Rather than being based upon the income of the mortgage applicants, mortgages for buy to let properties are often calculated on the likely annual rental income from the property to be let. Additionally, mortgages for rented property will sometimes be restricted to lower loan-to-value percentages than conventional mortgages.

"I decided to invest in a buy to let property as a source of income and to go towards my retirement pension. I decided on an interest-only buy-to-let mortgage as the best option for me."

QuoteRack caters not only for mortgages for landlords, but can also assist you with property landlords insurance.

"I used the rental income from the property to pay for the buy to let mortgage. Eventually, I added another property with another buy to let mortgage and before long, I had a small portfolio of let properties."

You may also be interested to see other QuoteRack categories such as self-certification mortgages and young driver car insurance.

Buy to let mortgages - links

Landlord Zone

A website offering a wealth of information and useful links for residential property landlords.

Residential Landlords' Association

Our friends at the RLA offer everything for buy to let landlords.