Landlords Property and Legal Insurance

Insuring landlords' rented property

Landlords property insurance requirements are very specialised and whether you have just the single rented property or you have invested in an extensive portfolio of rental properties, as a property landlord you need to know that your landlords property insurance needs are being handled by a broker who specialises in property landlords insurance.

Loss of rent and landlords legal liability insurance

For landlords seeking specialist areas of cover, including loss of rent, landlords legal liability and landlord's buildings and contents insurance, QuoteRack enables you to submit your requirements to insurance brokers who specialise in these types of landlords' insurance.

Insuring buy to let property

Insurance for letting your own home or insuring buy-to-let property has become easier as more insurance companies have picked up on the boom in this type of property investment and despite the credit crunch, the willingness by many banks and building societies to lend money to would-be property landlords has fuelled the trend. If you are a first-time novice landlord and looking for buy to let insurance, perhaps you are letting out your own home, you might assume that you only need the standard buildings and contents insurance cover provided by many High Street and Internet insurance companies. This is not the case – your buy to let property represents a business as well as an investment and needs to be insured accordingly.

"I have a small portfolio of let properties and need an insurance specialist who knows the buy to let market and where to find the best landlords buildings and liability insurance quotes."

Furnished or unfurnished rental property?

Depending upon whether you have furnished rented properties or unfurnished rented property, you will want to know that in the event that your tenants leave the property in a damaged state, you will be insured for all eventualities.

"With a property portfolio of 15 rented properties, my landlord insurance requirements are extensive, including legal liability and property insurance."

As a landlord, getting the right landlords liability insurance for your business is a key consideration and getting the right cover at the right price means contacting specialist commercial insurance brokers who know the type of landlords insurance product that will best meet your needs.

Landlord insurance - resources

Assured Shorthold Tenancies

With due acknowledgement to the the Department for Communities and Local Government, you can download their excellent Assured Shorthold Tenancies - a guide for landlords here