Non-Standard Construction Mortgages
Mortgages for non-standard constructed property
Arranging mortgages for timber frame properties and other properties constructed from non standard building materials can present problems for those thinking of investing in properties of unusual construction. If you are considering a timberframe property and need a mortgage, you may have found that most mainstream mortgage lenders tend to shy away from offering mortgages on these types of properties.
"We had been looking at a self-build property for some time but were surprised at the difficulties we encountered when it came to arranging a mortgage for a new timber frame house."
Finding the right mortgage for such properties is a highly specialised area and QuoteRack may be able to assist in putting you in contact with insurance brokers who have access to specialist insurance schemes specifically aimed at non standard construction properties.
"We have a wattle and daub property that is grade II listed by English Heritage. Getting a mortgage for a property like that requires the expert knowledge of a mortgage adviser who is familiar with loans for this type of construction."
You may also be interested to see other QuoteRack categories such as buy to let mortgages and insurance for non-standard constructed property.
Mortgages for non standard properties - links
UK Timber Frame Association
Members of the UKTFA are welcome to seek advice about mortgages for timber frame property.
Wattle and daub
A directory of products and services relevant to wattle and daub construction.
"We are considering a stone-built house and wanted a quote for a mortgage on a house of non-standard building materials."
"My 200 year old cottage is half-timbered and has a thatched roof. Arranging the mortgage was straightforward, although I did go for the full structural survey, just in case. "