Adverse Credit History Loans
Loans for tenants and poor credit rating
You may have an adverse credit rating, perhaps because you have previous County Court Judgements or you have a low credit score for some other reason, such as if you are looking for a tenant loan or a more straightforward adverse personal loan. Arranging such a secured personal loan is a specialised area of poor credit rating personal finance. QuoteRack can help you to obtain quotes for low credit score personal loans from specialist loan companies who will be happy to discuss your individual requirements with you.
"We had a series of problems relating to credit cards and store cards but we were still able to agree a personal loan quickly and easily"
As a tenant looking for a loan, you have less financial security than someone who owns their own home and who can offer property as financial collateral.
"I wanted a car loan but as a tenant I knew I might have problems. In the end, I could choose from a selection of personal loans from specialist lenders."
You may also be interested to see other QuoteRack categories such as debt consolidation mortgages and self-certification mortgages.
Poor credit history loans - links
The Office of Fair Trading
Information from the OFT about credit agreements and personal loans.
10 ways to improve your low credit score
A 'how to' guide from Yahoo, showing 10 ways to help improve your credit rating.
"I don't have a credit history - no credit cards, no previous loans or mortgages. I thought I would be a good risk but with no previous history I was at a disadvantage."
"My parents were happy to act as guarantors for my car loan and I am glad to have the chance to build up my own credit rating."