Adverse Claims History Home Insurance
Declined, refused for home insurance or had insurance terms imposed?
If you have been unfortunate enough to have had previous home insurance claims, or maybe had insurance terms imposed because of a previous non-disclosure, you may have encountered difficulty in obtaining home buildings and contents insurance quotes.
"My previous home insurance company refused to invite renewal after I had failed to disclose that I'd made claims on an earlier household insurance policy. Once I'd been refused insurance, many other insurers just didn't want to offer any kind of buildings or contents insurance quotes"
An adverse claims history is often a problem - being declined for home insurance is another. Once an insurer has decided to cancel insurance cover for a particular reason, other insurers will often refuse insurance cover. Once this has happened, finding home insurance quotes will often prove to be increasingly difficult.
However, QuoteRack has teamed up with a specialist insurance intermediary who is able to offer home insurance for those with a poor claims experience - simply complete the online enquiry form to request a no-obligation quotation.
You may also be interested to see other QuoteRack categories such as ex-offenders home insurance and over 50's buildings and contents insurance.
"I couldn't leave the property uninsured - my mortgage lender insisted that we maintained buildings insurance cover and so despite having only 2 previous home insurance claims, I found it really difficult to obtain cheap insurance quotes."
"My home was burgled on 3 occasions and my insurance company said that they believed the claims were inflated - so they refused to renew my home insurance cover"