Self-Certification Mortgages
Arranging a self-certified mortgage
For the self-employed, contractors and freelancers, access to self certification mortgages is essential if they are to purchase their own home. Directors of start-up companies and those 3 years accounts to offer in a mortgage application, being able to self-certify their income could mean the difference between buying a home or not.
"I had been turned away by most of the mainstream mortgage lenders because I was an IT contractor working on short period contracts. I was happy to self-certify my income in order to get a mortgage for my home."
Self cert mortgages are one of the types of mortgage that QuoteRack caters for - if you are finding that proof of income is a problem, a self certification mortgage may be the solution for you.
"I have my own business, it's been going about a year and I want to move house. I never realised that proving my income would be an issue and am grateful for the self cert mortgage obtained through QuoteRack."
You may also be interested to see other QuoteRack categories such as poor credit rating mortgages and commercial property mortgages.
Self-cert mortgages - links
Contractor UK
A website offers tips and advice to self employed IT contractors.
Professional Contractors Group
A useful online guide for freelance contractors.
Treshella
Treshella PR4 Directory
"They reckon 14% of the UK population is self-employed, so self-certification mortgages are becoming more and more necessary."
"I wanted a self cert remortgage, in order to release some of the equity in my home and it turned out to be much easier than I had dared imagine."