Student Home Insurance

student contents insurance quote

Student Contents Insurance

As a university student or college student living away from home, whether you are in university halls or you are renting privately, you will need to insure your student accommodation and your belongings, or ‘contents’, as they are referred to by insurance companies.

"I was in university halls of residence for the first year, after that I was sharing a house with other students. Even with my own room, I needed to make sure my belongings were insured"

As a student, you will require a specialist type of student contents insurance policy that covers your particular lifestyle. Many standard home contents insurance policies will not cover student living accommodation as they believe it represents a higher risk than a normal domestic home insurance policy.

You may be sharing your living accommodation with other students and you may not have the same levels of security that you enjoy when you live at home. You may have to leave your flat or room unoccupied but also unlocked for periods of the day, which again means that your insurance company will take into account when assessing your particular student insurance requirements.

So if you are looking for the best quote and the best advice that comes from dealing with insurance brokers who specialise in your particular circumstances as a student, where better to look than QuoteRack - the website that can put you in touch with the student insurance specialists.

You may also be interested to see other QuoteRack categories such as young driver car insurance and travel insurance for activity holidays.

Students' home insurance - links

UK Student Portal

Visit the UK's largest Student Portal for help, advice and support.

Jackson Student Homes - Nottingham

Simon & Trish Jackson have been renting homes to students in Nottingham for many years. We take a genuine pride in our homes, all are either five or six bedroom, and have the modern facilities Students now expect. Check out their website for Student accommodation in Nottingham.

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"I shared a house with four other students - living away from home, Mum and Dad wanted to know that I was fully insured."


"One of the other students had their room burgled, everything of value was taken. My parents had already arranged cover for my student digs but it was still a great shock."