Unoccupied Property Home Insurance
Buildings and contents home insurance for vacant or empty property
You may need to leave your home unoccupied temporarily or empty over an extended period of time for a variety of reasons and if so, you will need to make sure that your home insurance policy covers you for unoccupied property home insurance. Many conventional insurance companies will not offer home insurance for empty properties, so you might have found vacant property insurance quotes difficult to come by.
"We leave our house empty for much of the winter and when we advised our previous insurers, they declined to cover us against most of the kinds of thing that can happen while your property is left unoccupied for a long time."
If this sounds familiar, QuoteRack provides you with easy access to a specialist professional insurance broker that has an underwriting arrangement with insurers who are able to provide competitively-priced home (buildings and/or contents) insurance for unoccupied homes.
Some of the many reasons for a property standing empty include property under renovation, it may be the subject of a will or probate process or it might of course be that you are insuring a vacant property for sale.
QuoteRack has teamed up with a specialist insurance broker who will be happy to discuss your vacant property insurance requirements with you and in most cases, will be able to assist with offering you competitive insurance quotes for vacant property buildings/contents insurance.
You may also be interested to see other QuoteRack categories such as overseas holiday home insurance and key man life insurance.
"I spend a lot of time overseas and my home is left empty for months at a time. It gives me peace of mind knowing that my insurance policy is specially aimed at homes that are unoccupied."
"Both buildings and contents can be affected if a home is left empty for an extended period. Things like burst pipes, storm damage and damage due to burglary are all made so much worse if the house is empty for a lengthy period."