For most of us, putting the clocks forward last weekend meant losing an hour of sleep – not a huge price to pay for the prospect of longer, lighter evenings.
But for some nightclub owners, the change to British Summer Time came at a much higher cost.
Falling, as ever, in the early hours of a Sunday morning, the switchover saw some clubs in the Channel Islands forced to close early by police enforcing local late licence laws.
The ‘lost hour’ meant revellers were left short-changed and one Guernsey nightclub owner was left out of pocket to the tune of £3,000.
It’s without doubt one of the more bizarre ways for a club to lose takings, but illustrates just how badly hit clubs and bars can be if they have to close even for a short period of time.
It’s the same for a casino or a strip club, where extraordinarily high takings can be taken – or lost - in a short space of time.
That’s just one of the reasons you need to be sure you’ve got the tightest nightclub insurance in place.
Of course, with alcohol flowing just as quickly as the cash, club owners also need to be aware of the potential for incident – and no amount of security on the door can protect you as well as proper public liability cover.
It’s a legal requirement for all clubs to have public liability insurance in place, but only by seeking out a specialist nightclub insurance policy can you be sure that the specific risks of your industry are protected against.
Whether it’s drinks spilled on the floor that cause somebody to slip or an argument that spills over into violence on your premises, nightclub insurance will make sure all parties are covered.