Car Insurance - Accident/Conviction

Have accidents or convictions?

Finding a competitive insurance quote when you have an unfortunate history of previous car accidents, insurance claims or motoring convictions is rarely straightforward. A simple shunt can lead to the loss of your no claims bonus or discount (NCD), something which has taken you years to build up. With the growing number of speed cameras, over 3 million motorists now have at least one speeding conviction. QuoteRack offers you the chance to receive quotes from specialist insurance brokers who know which insurance companies will offer the best terms for you if you have an adverse Accident/ Conviction History.

"I was unlucky enough to get a couple of speeding endorsements - my existing insurance company told me it would lead to an increase in my insurance premium, so I used QuoteRack to shop around for a cheaper quote."

It is sometimes not appreciated that you have earned a no-claims bonus, rather than a no-blame bonus. Once you make a claim following an accident, theft or even vandalism of your car, you run the risk of not only losing your NCD but also having to spend another couple of claim-free years building it back up to what it once was. At that point, you may consider taking advantage of a protected no claims discount.

Some insurance companies specialise in offering quotes for people who have an unfortunate driving record. Getting an Accident/Conviction History Car Insurance Quote is very straightforward - you are in the right place.

Speeding offences are one thing, but some driving convictions, such as a DR10 'Drink Drive' conviction, or an IN10 'Driving with no insurance' conviction are particularly difficult to place. But QuoteRack brokers will help you compare quotes from insurers who specialise in this type of insurance.

For a full list of all motoring offence and driving licence endorsement codes, visit the DirectGov website.

You may also be interested to see other QuoteRack categories such as insurance for young drivers and lady driver insurance quotes.

Accidents or convictions - links

Speed cameras

For information about speed cameras, visit the SpeedCameras.org website.

Radar Detectors
The Radar Detector Shop stocks speedtrap detectors including the Road Angel Plus, Compact and Navigator also the Cheetah, Bel 550 and the Snooper range of radar and laser detectors.