Young Driver Car Insurance

Car insurance for young drivers, aged 17 - 21, full or provisional licences

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As a young new driver, aged under 21 and looking for young driver car insurance quotes, you will know how difficult it can be to find anyone to offer you a quote, let alone a cheap quote. As an insurance risk, the younger you are, the less experienced you are as a novice driver and unfortunately but statistically, you are more likely to make an insurance claim than any other category of driver.

For this reason, the majority of insurance companies reflect this claims probability in the premiums they quote for new driver car insurance. For learner driver car insurance, premiums might be higher but here again, you might be surprised at how much you can save by shopping around for cover.

young driver car insurance

As a 17 year old and having just passed my test, I am paying a very high insurance premium for my car, even though it is in a low insurance group. Looking around for the cheapest quote saved me loads, both on the premium and on the excess

Generally speaking, if you are aged under 21, or in some cases a young driver aged under 25, most insurance companies will load your car insurance premiums according to your age. So a 17 year old provisional licence holder will pay more than a driver aged 18, 19 or 20 who has passed their driving test. At these ages and with these premiums, the incentive for a learner driver to build up a no claims bonus is obvious and can make an enormous difference to a young drivers insurance premium.

Fortunately not all insurance companies impose such large insurance quotes for young learner drivers. The way that QuoteRack works is to send the details that you put into the website to expert insurance brokers who specialise in offering aged under 21 car insurance. So if there is a cheap insurance for young drivers out there, our brokers will do their best to find it for you.

One great way to help yourself with lowering your insurance premiums is to consider the Pass Plus scheme - please the link below for more information.

Under 25 drivers insurance - resources

Young Driver - Information Download

With due acknowledgement to Essex County Council, you can download their excellent Young Driver Booklet here


Similarly with due acknowledgement to ROSPA, concerned parents can download the Safer Driving Booklet here

Pass Plus

For information about Pass Plus please visit their website for more information.

Advice for Learner and New Drivers

For Government information that will be of benefit to learner drivers, please visit the DirectGov website.

The Money Advice Service gives helpful advice - car insurance for young drivers - top tips.

Martin Lewis's offers help too - see under 25's car insurance.

If you are a young driver and you are looking for 'cheap' car insurance, QuoteRack's specialist insurance brokers will help you - just hit the 'Get a Quote' l

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