Bed and Breakfast Insurance
Insuring your B&B and your home
Your bed and breakfast insurance policy will differ significantly from standard home insurance cover, because as well as insuring your home, you are also effectively insuring a small hotel business and so the insurance requirements for any bed and breakfast business will need to be quite specific.
"Your bed and breakfast insurance policy needs to cover your home contents and buildings, your business and your legal liability towards your paying guests."
Is it a B&B or a small hotel?
How much you pay for your bed and breakfast insurance will depend on a number of factors, including the number of letting rooms you have and of course the value of your contents. Additional cover will enable you to insure against theft, accidental or malicious damage, plus public and employers liability if this is appropriate to your bed and breakfast business.
Your B&B is a business
Your bed-and-breakfast insurance quote will include public liability cover for your guests, as well as the usual types of cover that you would expect from a normal household insurance policy. Make sure your B&B business is properly covered by getting a quote now for your bed and breakfast insurance.
B&B Insurance - resources
Bed and Breakfast Directory
BedandBreakfast-Directory.co.uk - Bed and Breakfast Hotel Accommodation across the UK and Worldwide
"Taking in paying guests requires specialist insurance cover - as a B&B owner, you need to make sure your bed and breakfast business, which is also your own home, is fully insured"
"We wrongly assumed that our household insurance would cover the bed and breakfast business too; fortunately, we received an excellent B and B insurance quote that included the paying-guest business as well as our own home"