Listed Property Insurance

Grade II listed property

There are over half a million ‘listed’ buildings in the UK and the process of listing certain buildings for specific reasons and under the different listing categories can have a major impact on how these listed buildings are insured.

The registrar of all listed buildings is English Heritage which states “So how can you ensure that your building is properly valued and protected? Initially, it is important to determine which are the most important features of the building. In the event of a catastrophe, English Heritage notes that generally full reinstatement will be required if more than 40% of the historic fabric has survived. However, one should beware of taking this guidance too literally: nearly all of a building may be destroyed, but the remainder could still be the most important part of the building and the entire reason for the listing”.

"Insuring a listed property needs time and the proper advice - there are various specialists out there and we found some really knowledgeable listed property insurance experts thanks to QuoteRack."

The unfortunate fact is that for most mainstream insurers, the fact that a property is grade 2 listed means that they will either impose restrictions on cover or maybe even decline to offer a quotation at all.

For this reason, it is vital to take the advice of insurance experts, who specialise in the area of listed buildings insurance. QuoteRack brokers include such specialists and by completing the QuoteRack Listed Property Insurance Quote request form, you will be contacted by an insurance intermediary who understands your requirements and who will be happy to assist in obtaining the best possible insurance quote.

You may also be interested to see other QuoteRack categories such as insurance for thatched properties and insuring a home sited on a flood plain.

Listed property insurance - links

Architectural Heritage

Provided by Pavilions of Splendour, this website offers extensive information about listed property.