Previous Claim Health Insurance

Adverse claims history health insurance

It is an evitable fact of life that many people who have chosen private health insurance will at some point previously made an insurance claim on their health insurance policy. As with conventional personal insurance, this is a factor that health insurance underwriters will need to take into account before offering a quote for previously claimed health insurance. QuoteRack more text and link to quote page insurance cover more text.

"I had to make a claim under my private medical insurance, obviously this was through no fault of my own. I had to disclose full details of my medical history as well as getting confirmation from my own doctor, but I managed to get the PMI cover I needed at a very reasonable price."

Many private medical schemes now operate a health insurance no claims bonus feature, not unlike a typical private car insurance policy. As you might expect, if you have to make a claim on your health insurance policy, your insurance premium will rise in the following year.

This is fine if you stay with the same health insurance company but if you decide to change to another insurer, they will want to know details of your previous health insurance claims history.

You may also be interested to see other QuoteRack categories such as Company health insurance schemes and private medical insurance.