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Insuring an arts and crafts business
Arts and crafts insurance covers a multitude of small businesses and trades. You may be working from home as a self-employed artist or craft-worker; perhaps you require studio insurance for where you create jewelley, artwork or ceramics. Whatever your particular craft or skill, QuoteRack offers you the chance to locate insurance professionals who understand your market and who can help you to find insurance for artists and craft-workers, whether working from home or from an office, workshop or studio.
"I produce small but expensive items of jewellery on a commission basis - my insurance needs are very specific and finding competitive quotes had been difficult before I was contacted by QuoteRack brokers."
Despite the relatively low turnover, many small businesses, including craftworkers and artists, nevertheless require standard business insurance cover, such as public liability insurance, employers liability insurance and potentially product liability insurance as well.
Because of the diverse nature of craftworkers and their associated businesses, many mainstream insurers will shy away from offering a traditional small business insurance package. With many craftworkers working from home, perhaps in a garage that has been converted into a studio, or working remotely in small business units with minimal security cover, some insurers consider these types of small business to be too high a risk for the levels of premium that they could reasonably charge.
"We have business equipment including a kiln, plus a couple of computers - the combined value is over £10,000 and it was essential that we had the right level of arts and crafts insurance cover"
Arts and Crafts - Links
The Crafts Council
A London-based association for those involved in the arts and crafts industry
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"I create and sell pottery from my converted garage at home - my home insurance wouldn't cover the business so I needed specialist help"
"I operate on a small scale as a picture framer and as a franchisee I needed to make sure my insurance cover was right for the business"