Estate Insurance

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Insurance for country estates, country houses and rural landowners

Estate insurance, including country house insurance, is an area of insurance that requires not only specialist knowledge and understanding of the risks associated with being a rural landowner, but also providing our clients with access to highly specialised insurance products and packages that are designed specifically for these types of country estate insurance.

"Estate insurance covers a wide range of cover relating to landowners, including liability for those using the land or roads on the estate, the buildings and contents of the country house, plus other considerations regarding any business or trade carried on by the landowner on the estate"

Country estate insurance cover might include:

  • Buildings and contents insurance
  • Cover for antiques, fine art and valuables
  • Public liability insurance
  • Employers liability insurance
  • Livestock insurance
  • Insurance for motor and agricultural vehicles
  • Cover for farm machinery
  • Event management

Every estate will require a customised insurance package, incorporating only those areas of cover that are relevant and required; some will have agricultural use, others may be used for events, or other business uses - each of which brings with it it's own areas of possible risk. Individual underwriting is therefore essential in order to obtain the best quote for your estate insurance.



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"The house has a wedding licence for civil ceremonies and we also provide conference and banqueting facilities for businesses and private events - the insurance cover for this and other aspects of the estate all need to be combined into one policy"

"The range of possible uses to which estates are put is huge, from grouse-shooting to corporate team-building; comparing quotes for insuring a country estate requires the knowledge of a highly skilled insurance broker"