Flat insurance is considered by many flat-owners as being very complex and is often left to the landlord to arrange. In general terms, flat contents insurance can be arranged by anyone living in a flat, whether they are the flat's owner or if they are renting the flat. Typically, it makes little difference whether the property is a purpose built flat or a converted flat - it is the flat's contents you want to insure, rather than the building itself, which is usually insured by the landlord.
As with any home contents insurance policy, you should assess the value of your flat's contents on a replacement basis if you wish to opt for a new-for-old flat insurance policy. QuoteRack will send your details to insurance brokers who specialise in arranging quotes for flat contents insurance.