Modified Van Insurance

Insuring a van with engine, body and/or wheel modifications

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Vans tend to lend themselves to the occasional modification, such as alloy wheels, installing a larger engine or maybe adding van seats and windows.

However, before you make any changes to your commercial vehicle it is wise to consider the implications of modified van insurance; it is imperative that you disclose full details of your customised commercial vehicle to your insurance company. If you have found it difficult to find competitive modified van insurance quotes, QuoteRack may be able to help you.

Modified Van Insurance

I needed to modify my van to accommodate my tools and equipment. The insurance company insisted on an upgraded alarm system but the quote they gave me was very competitive

Customising your van by adding some rear seats and new windows in to the rear panels is a common way of customising a standard van. This might make a small difference to your van insurance premium but it is essential that you advise your insurer of any van modifications that you make.

With most vans these days being fitted with turbo-diesel engines, there is an opportunity for an easy increase in engine power by remapping the engine ECU or having the engine chip reprogrammed. In these situations, QuoteRack will send details of you, your modified van insurance to a number of specialist insurance brokers who will understand the modifications you have made to the vehicle and hopefully provide you with a cheap modified van insurance quote.

For more significant van modifications, you may be asked to supply an independent engineer's report into the changes you have made, and/or some photos of the van, to check that they have been carried out correctly and that the van remains structurally sound and meets all current legal requirements for road use.

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