Property Renovation Insurance

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Insuring a property undergoing renovation, refurbishment or extension

Insurance for property undergoing renovation is available now from our specialist property insurance brokers - you can obtain a quote for your property renovation project today.

Property renovation insurance cover typically includes:

  • Renovation and restoration work
  • Property conversions - domestic or commercial
  • Existing buildings and new works
  • Public and employer's liability cover
  • Contract works insurance
  • Plant and tools cover
  • Site huts and temporary caravans on site

Whether you are carrying out your own property renovation, for either domestic or commercial property renovation or if you have retained the services of professional contractors, you may not have considered the implications for your home insurance or commercial property insurance; property renovation insurance is a specialised area and it is important to bear in mind that your standard household or commercial premises insurance will not necessarily provide cover for properties undergoing major refurbishment or restoration.

"The propery was stripped back to its bare walls and we were unable to live on site during the period it was undergoing restoration - we needed insurance that covered the house refurbishment, rather than the contractors."

QuoteRack has partnered with expert insurance brokers who specialise in property renovation insurance cover and who understand the various types of risk associated with this type of building project insurance. If you are giving serious thought to restoring or refurbishing a property, either for sale, letting or owner-occupation, we can pass your details to brokers who will be able to assist with any questions you may have regarding property renovation insurance.

"We undertook the renovation of an old business property, with a view to providing serviced office accommodation; comparing insurance cover for commercial property undergoing renovation required the services of a highly specialised insurance broker"

Property Renovation - useful links

Business Premises Renovation Allowance

Information from HMRC about business premises renovation

Home Improvement

Help from the BBC for any budding developers considering property renovation

Buying and Renovating a Rundown Property

A feature on OurProperty.co.uk about buying and restoring a rundown property.

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"There is a lot of competition for finding the right properties that are suitable for renovating, with a view to making a healthy profit - we found our local estate agents were the most knowledgeable and were able to give us the inside track on suitable 'restoration project' properties"

"Before you even think about restoring a property, make sure you have consulted a surveyor and even an architect - property renovation is best planned carefully and with best advice"