Previous Claims History Private Health Insurance

Adverse claims history private medical insurance

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It is an inevitable fact of life that many people who have chosen private health insurance will at some point have previously made an insurance claim on their health insurance policy . As with conventional personal insurance, a previous health insurance claim is a factor that health insurance underwriters will need to take into account before offering a quote for previously claimed health insurance.

previous claims history private medical insurance

I changed jobs and the new company didn't have a BUPA scheme so if I wanted to have health insurance cover, I had to find a suitable new health insurance policy

Many private medical schemes now operate a health insurance no claims bonus feature, not unlike a typical private car insurance policy. As you might expect, if you have to make a claim on your health insurance policy, your insurance premium may rise in the following year at renewal.

This is fine if you stay with the same health insurance company but if you decide to change to another insurer, they will want to know details of your previous medical insurance claims history.

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